EJ was a passenger in her daughters’ Ford Expedition.  In September of 2014, they were struck from behind by an inattentive driver.  There was no visible property damage to the Ford.  EJ was older and she was taken to the hospital and had pain in her neck and back.  Diagnositic tests were ordered and she still complained of having pain throughout her body.  She was discharged and then ended up returning to the hospital where she developed a urinary tract infection.  She stayed in the hospital almost two weeks.  The insurance defended the case on there being very little damage to the car, lack of surgery and our client was almost 70 years old.  We were able to obtain the policy limits of $25,000 from the at fault driver’s insurance and a lawsuit was filed to obtain underinsured motorist coverage.  After two years of litigation, the case settled for a total of $81,000.